Plan Before Retirement
Working for the future or retirement May have to break down If you haven't prepared from today Many people overlook the savings or investment. When an emergency occurs, you cannot have insurance coverage during the period of illness or at the age of retirement, without any money collected during work hours. Or even funds for your child's further education All of these are out of trouble. If planning carefully In reality, 80% of retirement income must be paid before retirement and after tax.
The first thing is to do a survey on current sources of income and expenses. After that, plan the income source. And the costs that may occur after retirement Sometimes, the expenses that occur today will be a source of income after retirement, such as life insurance plans. Or investing in shares Or various reserve funds Once the numbers are known, the income and expenses are to be calculated in the income and expense table, which should be close to the lump sum 80% of the above income.
Therefore, good planning should not wait for the retirement age to start saving. But should plan from today To save money before retirement and as a guarantee for yourself and your family Making collateral does not require a large sum of money. But is in a cumulative form Which can be deducted from monthly income of 10% into funds or retirement life insurance plans When due, it will be given a lump sum for peace of mind. And able to reward oneself by traveling for pleasure.
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