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5 wrong financial views Risking destruction

Have you ever asked yourself what we are saving for? If these questions have never been raised in our minds, then To start thinking Because the economic slowdown is currently a danger signal that may affect the big picture of the domestic economy. Whether the consumer price may rise Increased debt Higher interest rates, etc. These things will affect those who do not have a financial plan at all

Financial planning helps us to cope with unexpected events that happen to us, such as illness, home payments, car payments, child fees, various debt obligations. These will be obstacles in your long-term savings. And the reason why you are unable to fully save because 5 wrong financial views Risk of destruction include.

It's not time to save
This idea is a terrible mistake. Because saving doesn't have to wait for auspicious times Or wait until the age of 40 and then start saving today will help you to be able to handle emergencies that may occur. Saving is not a difficult matter in any way. You can start saving from a small amount of 10-20 dollars per day. Drop the jar each day. When the salary is deducted, 10% of the income is savings. You are now safe from the burden of problems that may occur in the future.

A lot of salary is used.
Self-confident attitude towards a stable career and high salary, without fear of starving Find full happiness from our salary. It's a scary idea. Because you don't have any financial plans How much? Use it all. In fact, the more you have a higher salary You have to spend more carefully. Because if one day you lose your job or the company you are working in closes What would you do if you didn't have any savings to spare?

Saving is enough
Saving is good But saving without savings is even more terrifying. Because the only reason is that you do not understand that saving and saving are different. Savings are cautious spending on cheap items. But saving is saving money for future use Economical but without savings, it would definitely not look bland. When he reached retirement age

Always popular in installments
Installment products may be a good thing if you are able to carry an additional burden each month. But if your payment doesn't make an income, such as mobile phones, electrical appliances The more you pay in installments each month Your expenses will increase even more. Therefore, if you want to pay in installments Should change to cash collection and then buy cash, which would be better Because if paying by installments Sometimes it may make the limit on your card full. And if there is an emergency, must use a credit card You will not be able to use the card.

Why not save trouble?
Having enough money to spend is not trouble. This attitude is very wrong. Because you don't have any pattern in life Although today you may seem comfortable With money spent every day But have you ever thought that if one day you get sick you have to be hospitalized? Where will you use the money? Even savings in the form of insurance, you never do.

From 5 wrong viewpoints As mentioned above In fact, there are still many misconceptions. For those who are not aware of savings Because saving is not really hoping for results at present But is hopeful for the future If there is a reason you have to spend money If you have money to spare, it will help you comfortably when there is an urgent need for money. And saving can also help you become a more disciplined person. In addition, the money you save can be forwarded to your children. When you are elderly and unable to work.

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