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Come check the finance health

Illness is something that we cannot avoid. Although we exercise almost every day Or consume healthy food But since the current environment and pollution contribute to our health there are more risks. If we are prepared Was able to be ready to receive the illness well

Just like our own finances When was the last time you updated your book? When was the last time you checked your account for monthly payments? How much money did you last save? Believe that these questions are few readers will ever do These questions Is a preliminary question of your financial health check Monitoring your financial health will help you to know your financial status. Including the expenses that occur from daily life that there are any unnecessary expenses Or any expenses that affect your financial health The simple technique of a financial health examination consists of the following methods

Check their financial statements There are 2 methods of auditing financial statements:

Personal Balance Sheet is a balance sheet that shows your financial status. During that period Does not mean for one year This balance sheet shows how much income and financial health is stable. The health check method can be done by checking the list of assets, liabilities, which has a calculation method. Just take the property minus the net remaining liabilities. That shows your financial health and security.

The cash flow statement is similar to a personal balance sheet, but in an audit it is a cash flow audit, which is measured by income and expenses. The formula is easy to calculate, just by removing income. Will have the effect of cash flow came out Came to how to maintain or strengthen financial health By means of setting financial goals Setting financial goals in many articles has discussed this. The financial goal setting will help us to achieve our goals, such as wanting to buy a house at the age of 40 when we know the financial status from the above formula. We will know whether the goal that we have set up or not. Or how long does it take to reach the target we have set? But that doesn't mean that once you have a goal But when the road seems to be far away from the target You must come back to explore the health again. Financial health checks must be performed at least once a year. And to adjust your financial plan once again if you find that your goals will be farther away

The techniques mentioned about financial health checkups do not have anything to do with academic principles. Checking your financial health Able to do by yourself Without having to rely on a doctor to diagnose Just you know how much income. How much does it cost How much left When knowing how much money is collected That is your financial health. There is still a lot of health left. There is little left to improve. Reduce unnecessary expenses. Not at all, that is a serious financial illness that requires urgent treatment.

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